Commercial Insurance Broker in Irvine, CA
Business insurance backed by personal service.
BearStar is a commercial insurance broker in Irvine, serving Orange County and throughout California. We help businesses find coverage for their people, property and operations.
As an independent insurance broker, we compare options from multiple insurance markets. Then we explain the coverage so you can make an informed decision.
Insurance Built Around Your Business
Your insurance needs depend on how your business operates. Explore coverage for the risks you face every day.
The BearStar Difference
We Start With a Conversation
We take time to understand your business, your concerns and your plans. Whether you are opening a new location or reviewing an existing policy, you can speak directly with our team.
We Help You Compare Your Options
Price matters. So do policy limits, exclusions and deductibles. We help you understand those differences and identify potential gaps in your coverage.
We Stay Involved
Our service continues after your policy is placed. Contact us for certificates of insurance, policy changes, renewal reviews and help navigating the claims process.
Access to 200+ Insurance Partners






















































What Our Clients Say
Coverage for the Industries We Serve
We work with contractors, apartment owners, restaurants, professional service firms, auto dealerships, technology companies, LAN and esports centers, and other businesses.
Because each industry faces different risks, we tailor the coverage review to your operations.
Planning a $5M–$100M development? Explore construction insurance for apartment, high-rise and mixed-use projects with Matt O’Connor.
BearStar Insurance and Affiliates are licensed in:
CA, AL, AZ, DE, CO, MN, MT, ND, NV, ID, IN, OR, SC, TN, TX, UT, WA, WV, WI
Recent Posts
Top Nonprofit Insurance Protections to Prioritize
Learn which top nonprofit insurance protections help safeguard your people, funding, programs, and leadership, and how to build coverage around real risks.… Read More
Best Contractor Tool Coverage for Your Business
Find the best contractor tool coverage for theft, damage, and jobsite losses. Compare limits, exclusions, and policy choices that fit your work today.… Read More
Best Insurance for Auto Dealerships Explained
Find the best insurance for auto dealerships with practical guidance on garage liability, inventory, property, cyber risk, and cost control for dealers.… Read More
Local Support. Coverage That Keeps Up.
Based in Irvine, BearStar serves businesses across Orange County and throughout California. As your business changes, we help you review your insurance needs.
Ready to discuss a new policy or review your current coverage?
